Effective Date: January 1, 2025 | Last Updated: January 1, 2025
Please read these Terms and Conditions ("Terms") carefully before using the website located at j5financialservices.com (the "Site") operated by J5 Financial Services LLC ("Company," "we," "us," or "our"). By accessing or using the Site, you agree to be bound by these Terms. If you do not agree to all of these Terms, do not use the Site.
By accessing and using this website, submitting any contact or inquiry form, or otherwise engaging with J5 Financial Services LLC, you acknowledge that you have read, understood, and agree to be bound by these Terms and our Privacy Policy, which is incorporated herein by reference.
These Terms apply to all visitors, users, and others who access or use the Site.
J5 Financial Services LLC is a financial services company that provides business financing consultation, broker services, and assistance in obtaining various business financing products, including but not limited to:
J5 Financial Services LLC acts as a broker and/or advisor and does not directly lend money. Financing products are provided through third-party lenders and financial institutions. Approval is not guaranteed and is subject to lender underwriting requirements.
Program Description: By opting in to our SMS program, you consent to receive recurring marketing and promotional SMS/MMS messages from J5 Financial Services LLC using an automated telephone dialing system (ATDS), including offers, updates, and information about our financial products and services.
Consent to receive SMS/MMS messages, including those sent using an automated telephone dialing system (ATDS), is NOT a condition of purchasing or receiving any product or service from J5 Financial Services LLC.
You agree to use the Site only for lawful purposes and in a way that does not infringe the rights of others or restrict their use of the Site. You agree not to:
All content on this Site — including but not limited to text, graphics, logos, images, and software — is the property of J5 Financial Services LLC or its content suppliers and is protected by applicable copyright, trademark, and other intellectual property laws.
You may view, download, and print content from the Site solely for your personal, non-commercial use, provided you do not modify the content and retain all copyright and proprietary notices.
Any unauthorized use, reproduction, distribution, or modification of Site content is strictly prohibited.
The Site and its content are provided on an "as is" and "as available" basis without any warranties of any kind, express or implied, including but not limited to warranties of merchantability, fitness for a particular purpose, or non-infringement.
J5 Financial Services LLC does not warrant that the Site will be uninterrupted, error-free, or free of viruses or other harmful components.
To the fullest extent permitted by applicable law, J5 Financial Services LLC shall not be liable for any indirect, incidental, special, consequential, or punitive damages arising from your use of the Site or any services obtained through the Site, even if advised of the possibility of such damages.
Our total liability for any claims arising from these Terms or your use of the Site shall not exceed $100.00.
The information provided on this Site is for general informational purposes only and does not constitute financial, investment, legal, or tax advice. J5 Financial Services LLC is a financing broker and consultant — not a licensed attorney, CPA, or investment advisor.
Nothing on this Site should be construed as a commitment to lend or a guarantee of financing. All financing decisions are made by the applicable third-party lender based on their underwriting criteria.
We strongly recommend consulting with qualified financial and legal professionals before making any financing decisions.
You agree to indemnify, defend, and hold harmless J5 Financial Services LLC, its officers, members, employees, agents, and representatives from and against any claims, damages, losses, costs, and expenses (including reasonable attorneys' fees) arising from:
These Terms shall be governed by and construed in accordance with the laws of the State of Florida, without regard to its conflict of law provisions.
Any dispute arising under or in connection with these Terms shall be subject to the exclusive jurisdiction of the state and federal courts located in Lake County, Florida. You consent to the personal jurisdiction of such courts.
We reserve the right to modify or replace these Terms at any time at our sole discretion. Changes will be posted on this page with an updated effective date. Your continued use of the Site after any changes constitutes your acceptance of the revised Terms.
We encourage you to review these Terms periodically for any updates.
If you have any questions about these Terms and Conditions, please contact us: